HHow to Buy Diamond Engagement Rings

There is alot to think about and to consider when purchasing a diamond especially diamond engagement rings! The tradition of presenting your fiance' with a diamond engagement ring when proposing began in the late 1400s when Archduke Maximilian presented a diamond ring to Mary of Burgundy. Thanks to him the woman you plan to propose to will now expect a ring to accompany that proposal!

First, determine how much ring you can afford to pay for. Most people use the two months salary rule which means that the ring should cost the equivalent of no more than two months of your current salary. Because you have other bills to pay, saving up this amount of money may take quite a bit of time. You may want to consider financing, however it is not to smart to enter into a new marriage with a lot of debt. Simply go to the jeweler of your choice and tell them that you plan to buy an engagement ring and that easy financing terms will be necessary. Go ahead and get the credit check out of the way, find out what your payments will be, how long the temrs are and how much your down payment will be.

Then have your mother, sister, or your fiance's best friend take your girlfriend shopping, and make sure that they look at the engagement rings to get an idea of what she might like. Make sure that the jewelry store you buy the ring from will allow you to return the ring, if that is required, or allow your girlfriend to exchange it for another if she isnt happy with it!

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